Effective Date: January 1, 2025
These Terms and Conditions (“Terms”) govern the use of all services, APIs, websites, and related infrastructure provided by Expenlify LLC (“Expenlify”, “we”, “us”, or “our”). By accessing or using Expenlify’s platform, you agree to be bound by these Terms on behalf of the legal entity you represent (“Client”, “you”, or “your”). If you do not agree with these Terms, you may not use the services.
Expenlify offers financial technology infrastructure including:
Access to Expenlify services is available only to registered business entities that pass our onboarding procedures, including full KYB (Know Your Business) verification. Individuals may not use Expenlify directly. You represent that all information submitted during onboarding is accurate and complete.
You agree to use Expenlify’s services only for lawful business purposes and in accordance with applicable laws and these Terms. You may not:
All intellectual property related to the Expenlify platform, including APIs, branding, documentation, and user interfaces, remains the sole property of Expenlify LLC. You are granted a limited, non-exclusive, non-transferable license to use the platform solely in connection with your business activities, subject to these Terms.
Expenlify operates under custom commercial agreements, including but not limited to:
Fees and payment terms are defined in your individual service agreement. Unless otherwise agreed, all fees are non-refundable.
Expenlify handles personal and business data in accordance with our Privacy Policy. We are committed to complying with the General Data Protection Regulation (GDPR) and other applicable privacy laws such as the California Consumer Privacy Act (CCPA). You are responsible for obtaining appropriate consent from your end-users if applicable.
Both parties agree to maintain the confidentiality of non-public business, technical, and financial information exchanged during the course of cooperation, except where disclosure is required by law or regulatory authority.
Expenlify strives for high uptime and platform reliability. However, we do not guarantee uninterrupted availability. We reserve the right to update, change, suspend, or terminate any part of the services at any time, with or without notice, in accordance with service agreements.
Either party may terminate the relationship with written notice, subject to the notice periods and exit terms in the service agreement. Upon termination, all outstanding payments become due, and access to the platform may be revoked.
To the extent permitted by law, Expenlify shall not be liable for indirect, incidental, or consequential damages, including loss of profits or data. Our aggregate liability shall not exceed the fees paid by you in the past 6 months of service.
These Terms are governed by and construed in accordance with the laws of the State of Delaware, USA, and where applicable, EU law (including GDPR compliance obligations). Any dispute arising out of these Terms shall be resolved by arbitration or courts in the appropriate jurisdiction as defined in the client agreement.
For legal inquiries or questions regarding these Terms, please contact:
Email: [email protected]
Expenlify LLC
Innovative solutions for seamless fintech integration
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